FREQUENTLY ASKED QUESTIONS (FAQ)

1. Is tcythg.edu.vn a direct lending organization?

No, we are not a direct lender. We are an online platform that connects borrowers with reputable financial institutions.

2. How much money can I borrow?

The amount you can borrow depends on many factors, including your income, credit history and the loan product you choose. We provide information about the loan limit of each product for your reference.

3. What is the loan interest rate?

Loan interest rates vary depending on the loan product, financial institution and your credit profile. We will provide information about the estimated interest rate of each product for you to compare.

4. What are the loan conditions?

Loan conditions also vary depending on each product and financial institution. Normally, you need to meet basic conditions such as:

Be a Vietnamese citizen aged 18 or older
Have a stable income
Have a good credit history (no bad debt)

5. What are the loan procedures?

Loan procedures usually include the following steps:

Register online on our website.
Provide personal and financial information.
Upload necessary documents (ID card/CCCD, household registration book, bank statement…).
Wait for application review.
Sign the loan contract (if approved).
Receive disbursement.

6. How long does it take for disbursement?

Disbursement time varies depending on each financial institution and loan product. Usually, you can receive money within 24 hours to a few business days after your application is approved.

7. Can I repay the loan early?

Most financial institutions allow early repayment of debt. However, there may be some fees involved. You should check this information in the loan contract.

8. What if I cannot repay my debt?

If you fail to repay your loan on time, you will be subject to late fees. In case of persistent bad debt, financial institutions can take debt collection measures according to the provisions of law.

9. Is my personal information confidential?

We are committed to protecting your personal information in accordance with our Privacy Policy. We only share your information with relevant partners for loan application review purposes.

10. Who can I contact for support?

You can contact us through the following channels:

Phone number: 02193886666
Email: admin@tcythg.edu.vn
Live chat on website
We are always ready to assist you!